faq

What types of loans does United Credit Limited offer?

United Credit Limited offers Personal Loans, Business Loans, Home Loans, Agriculture Loans, Project Loans, and Takeover Loans. All our loan services are available across PAN India with transparent terms and quick processing.

Who is eligible to apply for a personal loan?

Salaried individuals, self-employed professionals, and business owners with a stable income, valid PAN card, and bank account can apply for a personal loan. Eligibility depends on income, credit profile, and repayment capacity.

What is a business loan and how can it be used?

A business loan helps entrepreneurs and companies meet working capital needs, expand operations, purchase machinery, or manage cash flow. United Credit Limited provides flexible business loan solutions tailored to your business requirements.

What documents are required for a home loan?

Home loan documentation typically includes identity proof, address proof, income proof, bank statements, and property-related documents. Exact requirements may vary based on applicant profile and property type.

What is an agriculture loan and who can apply?

Agriculture loans are designed for farmers and agricultural businesses to meet expenses such as crop production, equipment purchase, irrigation, and farm development. Eligible applicants include farmers, agri-entrepreneurs, and allied agricultural businesses.

What is a takeover loan and why should I consider it?

A takeover loan allows you to transfer your existing loan from another lender to United Credit Limited at better interest rates or improved terms. It helps reduce EMI burden and offers better repayment flexibility.

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